Roofing Financing Made Simple

What financing does for you

A roof is a home-system replacement, not a discretionary purchase. Financing exists so you don’t delay a repair that’s actively letting water in or postpone a replacement past the point where deeper damage starts.

• 0% intro options for qualifying customers

  Promotional offers run 6–18 months on certain programs. Final terms depend on lender and credit profile.

• Flexible terms 12–84 months

  Match the monthly payment to your budget. Longer terms mean lower payments; shorter terms mean less interest.

• Soft-pull pre-qualification

  Find out what you may qualify for without a hard credit pull. Soft pulls don't affect your credit score.

How the process works

1. 1

   Talk through your project

   Call us with the project scope. We'll quote the work and identify which lending partner makes the most sense for your situation.

2. 2

   Pre-qualify (soft pull)

   We send you a secure link to pre-qualify with a soft credit pull. You'll see estimated terms in minutes — no commitment, no credit-score impact.

3. 3

   Schedule the work

   Pick the offer that fits, sign the contract, and we schedule the install. Funds disburse to us on completion (or per milestone for larger jobs).

Typical payment scenarios

Illustrative monthly payments for common project sizes. Actual rates and terms depend on lender approval and your credit profile — contact us at (314) 834-6556 for current offers.

Monthly payment cells populated by owner pre-launch with lender-verified rate scenarios. We never publish rates we can’t honor.

Frequently asked questions

• Will applying affect my credit?

  Pre-qualification uses a soft credit pull, which does not affect your credit score. A hard pull only happens if you accept an offer and proceed with formal application. We'll always tell you which step you're on before any pull. No surprises.

• What credit score do I need?

  Lending partners' minimum score requirements vary and are subject to change. Some programs accept scores in the 600s; others target stronger profiles for the best rates. The honest answer is: pre-qualify (it's free, soft pull) and you'll see exactly what's available to you. We don't pre-screen anyone out — let the lender tell you the answer.

• Do you offer zero-down financing?

  Many of the financing programs we work with allow $0 down for qualifying customers. We never ask for full payment up front, and we don't require a down payment from financed customers in most program structures. Specifics vary by lender and project — we'll spell it out on your estimate.

• Can I finance storm-damage work?

  Yes. Storm-damage projects can be financed in full, or you can finance only the portion not covered by insurance (typically your deductible plus any out-of-scope items). We'll structure the financing alongside the insurance scope so the math is clear before any work begins.

• Who are your lending partners?

  We work with established home-improvement lenders that specialize in roofing and exterior projects. Specific partner names and their current promotional terms are confirmed at the time of application — partner programs change, and we want you on whichever offer is actually best when you apply, not which one was best six months ago. Call (314) 834-6556 for current options.